Privacy Policy

Overview

LoanCalcEMI.com ("we," "our," or "the site") provides free online loan EMI calculators. We are committed to protecting your privacy. This policy explains what data is collected when you use our site and how it is used.

Data We Collect

Our calculators run entirely in your browser. All loan amounts, interest rates, and tenure values you enter are processed client-side using JavaScript. No calculation data is transmitted to our servers or any third party. We do not require registration, and we do not collect personal information such as your name, email address, or phone number.

Cookies and Advertising

We use Google AdSense to display advertisements on this site. Google AdSense may use cookies and web beacons to serve ads based on your prior visits to this site or other websites. Google's use of advertising cookies enables it and its partners to serve ads based on your visit to this site and/or other sites on the Internet.

You may opt out of personalized advertising by visiting Google Ads Settings. Alternatively, you can opt out of third-party vendor cookies by visiting the Network Advertising Initiative opt-out page.

Third-party vendors, including Google, use cookies to serve ads based on your prior visits. These cookies do not contain personally identifiable information but may track browsing patterns across websites.

Google Analytics

We use Google Analytics to understand how visitors interact with our site. Google Analytics collects information such as how often users visit the site, what pages they view, and what other sites they visited prior to coming here. We use this information solely to improve our tools and user experience. Google Analytics collects the IP address assigned to you on the date you visit the site, but we do not combine this with any other data. Google's ability to use and share information collected by Google Analytics is governed by the Google Privacy Policy.

Local Storage

Our tools may use your browser's localStorage to save your preferences such as preferred currency or last-used input values. This data is stored only on your device and is never transmitted to our servers. You can clear this data at any time through your browser settings.

Third-Party Links

Our site may contain links to other websites. We are not responsible for the privacy practices of other sites. We encourage you to review the privacy policy of every site you visit.

GDPR Compliance

If you are a resident of the European Economic Area (EEA), you have certain data protection rights. Since our tools do not collect or store personal data on our servers, there is typically no personal data for us to provide, modify, or delete. However, you can control cookie preferences through your browser settings and opt out of Google's personalized advertising as described above. For any GDPR-related inquiries, please contact us using the information below.

Children's Privacy

Our site is not directed to children under the age of 13. We do not knowingly collect personal information from children.

Changes to This Policy

We may update this privacy policy from time to time. Any changes will be posted on this page with an updated revision date.

Contact

If you have any questions about this privacy policy, please contact us at contact@loancalcemi.com.