Privacy Policy

Your calculator inputs stay on your device

Every calculation — loan amount, interest rate, tenure, the amortization table — is performed by JavaScript running in your own browser. Those figures are not transmitted to this site's servers or to anyone else. The site may keep small preferences (like your chosen currency) in your browser's localStorage; that data lives only on your device and you can wipe it any time through your browser settings.

What the site never asks for

There is no registration, no newsletter, and no contact form that stores data on a server. The only time this site learns anything personal about you is if you choose to email contact@loancalcemi.com — and that email is used solely to reply to you.

Advertising cookies (Google AdSense)

Ads on this site are served by Google AdSense. As part of serving ads, Google and its partner vendors set cookies — including the DoubleClick cookie — which allow ads to be shown based on your previous visits to this site and to other websites across the internet. These advertising cookies track browsing patterns; they are controlled by Google, not by this site, and this site cannot read them.

Three independent ways to opt out of personalized advertising:

• Google's own controls at Google Ads Settings
• The industry opt-out at aboutads.info/choices
• The Network Advertising Initiative opt-out page

Opting out does not remove ads; it makes them non-personalized. More detail on how Google uses data from partner sites is at policies.google.com/technologies/partner-sites.

Measurement cookies (Google Analytics)

The site uses Google Analytics to see, in aggregate, which pages get visited and how people arrive here — that is what guides which calculators and articles get improved. Analytics records information such as pages viewed, approximate location derived from IP address, browser, and device type. This site does not link analytics data to any identity (it has none to link to) and does not use it for advertising decisions. Google's handling of this data is described in the Google Privacy Policy, and Google offers a browser add-on to block Analytics entirely.

If you are in the EEA or UK (GDPR)

The GDPR gives you rights over personal data: access, correction, deletion, restriction, portability, and objection. Because this site keeps no user database, in practice there is usually nothing held about you for this site to produce or erase — the personal data processing that does occur happens through the Google services described above, under Google's controls. You can exercise choices via the opt-out links in the advertising section, by clearing cookies in your browser, or by emailing contact@loancalcemi.com with any GDPR request or question. Where consent for cookies is required in your jurisdiction, ad serving is subject to the consent choices you make.

Children

This site is aimed at adults making borrowing decisions and is not directed at children under 13. It does not knowingly collect personal information from children; since it collects no personal information from any visitor, there is no mechanism by which it could.

Outbound links

Guides link to external sources such as consumerfinance.gov, federalreserve.gov, and investopedia.com so you can verify claims. Once you leave this site, the destination's own privacy policy applies.

When this policy changes

Changes are published on this page with a revised "last updated" date at the top. Material changes will not be applied retroactively to data collected before the change.

Questions

Anything unclear? Use the contact page or write directly to contact@loancalcemi.com.